iFood turned delivery data into a bank — iFood Pago lends where banks won't
iFood's 96 million monthly orders became underwriting: iFood Pago opened 140,000 restaurant accounts and lent R$1.5 billion on real sales, not credit scores.
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1,000 PUBLISHED CASES · REGULARLY UPDATEDIFFIm turned slow donor pledges into immediate vaccine money
IFFIm issued vaccine bonds against legally binding donor pledges so Gavi could spend future aid now.
Read the caseIBM planned chips with a solvable MIP instead of a perfect impossible model
IBM's semiconductor planners used a mixed-integer model plus heuristics daily, balancing scale with decisions that had to be discrete.
Read the caseHyundai Samho turned Toyota production into a shipyard waste map
Hyundai Samho's HS-POPS adapted lean production to giant ships by attacking space, motion, transport and dock-flow waste.
Read the caseHoshino Resorts made ryokan service scalable with one cross-trained team
Hoshino replaced hotel silos with staff who clean, serve, cook-adjacent and host, turning local service into a scalable method.
Read the caseHKMA boxed the Hong Kong dollar with two automatic promises
HKMA replaced one-sided uncertainty with a 7.75-7.85 convertibility zone around the U.S. dollar peg.
Read the caseHikvision made small custom batches behave like scale production
Hikvision's smart factory grouped similar custom orders, generated process routes and sent materials by robot so tiny batches kept flow.
Read the caseGympass sells companies one pass to every gym in its network
Gympass sells employers one subscription whose workers can use any of 50,000+ gyms — gyms fill idle capacity at near-zero acquisition cost.
Read the caseGeox put a waterproof membrane behind holes and made shoes breathe
Geox solved sweaty rubber soles by venting vapor through holes sealed by a waterproof, breathable membrane.
Read the caseGeberit showed a shower toilet by making hands look like a censored butt
Geberit dodged social nudity rules with 'handbutts': hands framed as bottoms, then revealed as a product analogy.
Read the caseFoodpanda turned 'halal tak?' from doubt into Bekal's buying cue
Bekal answered a sarcastic comment pattern directly and became the food-delivery brand most associated with halal.
Read the caseFloward made flower delivery feel powerful by spoofing movie villains
Floward cast flowers as the thing that disarms cinematic villains, earning 390m views and 54% more sales than its prior campaign.
Read the caseFCC's Tribal Mobility auction changed the unit from roads to people
Auction 902 kept reverse bidding but measured Tribal-land support by designated population, with a 25% credit for Tribal providers.
Read the caseField-Level Leadership made utility reform peer-led, not consultant-led
FLL trained utility staff to coach peers through 90-day self-chosen fixes, turning motivation into operating gains.
Read the caseFlashAttention made exact attention faster by moving less data
FlashAttention kept attention exact, but tiled it through GPU SRAM so long-context Transformers stopped drowning in memory traffic.
Read the caseFCC bought rural mobile coverage by making carriers bid subsidy down
Auction 901 used sealed reverse bids to stretch a $300M mobile-broadband budget across 83,494 unserved road miles.
Read the caseFast Retailing rebuilt a Uniqlo warehouse around RFID and robots
Fast Retailing and Daifuku automated Uniqlo's Ariake warehouse so apparel could be inspected, stored, picked and boxed with far fewer handoffs.
Read the caseEgypt turned factory licensing into a notification-first workflow
EASE made investment licensing digital and one-stop, cutting average license time from 320 days to 28.
Read the caseDesiCrew moved BPO jobs to villages instead of moving workers to cities
DesiCrew made rural outsourcing credible by owning small centers, training hard and selling cost plus quality, not charity.
Read the caseA DIY retailer routed trucks around the carrier tariff, not just the map
A European DIY retailer modeled nonlinear zone tariffs directly, saving 8% and over EUR 1M a year.
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