When Trump cut CSR payments, states' 'silver loading' made gold plans cheaper
Insurers raised only silver premiums — the subsidy benchmark — so tax credits ballooned and many enrollees' 2018 plans got cheaper.
Read the caseIngenious ideas that solved difficult problems. Explore what made them work.
The full archive, in the appInsurers raised only silver premiums — the subsidy benchmark — so tax credits ballooned and many enrollees' 2018 plans got cheaper.
Read the case$6.06 per thousand gallons up to 7,000, then $21.72 — the costliest water in America cut per-capita use from 162 to 96 gallons a day.
Read the caseA device holds junk-food vending snacks for 25 seconds while healthy ones drop instantly — a 'time tax' that matched a 25-cent discount without denting revenue.
Read the caseThirty-two systems kept 70% of savings if they beat cost targets and repaid overruns — the first Obamacare experiment certified to save money.
Read the caseSatellite imagery turns every field into a readable water bill: crop fingerprints plus evapotranspiration now police a dozen-plus agencies' quotas.
Read the caseBotswana herds with eyes painted on their rumps lost no cows to ambush predators in four years, while unmarked and cross-marked herds did.
Read the caseAn engineering dean's Twitter idea and a filter maker's build: four MERV-13 filters plus a box fan clean classroom air for $70 and 20 minutes of duct tape.
Read the caseGuided village walks that find and confront open defecation replaced toilet giveaways — and toilets people choose to build actually get used.
Read the caseHalf the hospital's 519 rooftop panels are turned into ~$50 monthly utility credits for 80 medically vulnerable patients who can't afford power.
Read the caseMicrosoft detected SimCity by name and ran an allocator that delayed freeing memory — plus version lies and per-app fixes — to remove reasons not to upgrade.
Read the caseInstead of rolling blackouts, the grid paid smart-meter homes £3–6 per saved kWh in notified peak windows — Octopus expected about £100 a household over winter.
Read the caseCovid Oximetry@home gave ~300,000 pulse oximeters to high-risk patients in England; readings three times a day against two thresholds caught silent hypoxia.
Read the caseChris Whong read the AJAX calls of the MTA's own bus-tracker web app, found the “too expensive” GTFS data already flowing, and republished it for free.
Read the caseInstead of fighting ticket bots, Hamilton's producers read StubHub and SeatGeek as a live price survey and raised face value to the secondary-market average.
Read the caseNYT reporter Michael Schwirtz got inside DarkSide’s communications: affiliates on a sliding commission, a Bitcoin helpdesk for victims, M+ in a year.
Read the caseAn independent hacker piggybacked his open-source secure chip on another company’s paid wafer run, then bootstrapped distribution through conference badges.
Read the caseUPS's EDGE program turned facility data into one-word voice directions, misload alarms and shift forecasts, worth $200–300M a year.
Read the caseSamy Kamkar's Arduino-based charger sniffed, decrypted and uploaded every keystroke from Microsoft wireless keyboards — and looked like a phone charger.
Read the caseA deliberately weak RDP machine let GoSecure capture 2,300 attacker sessions on video — tools, habits, even personal email logins.
Read the caseAfter deregulation, Bob Cross studied the 50 agents setting fares by intuition and replaced them with revenue-management software — Delta returned to profit.
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